Question 1

What is MojoPay?

Accepted Answer

MojoPay is a modern payment platform for Ghanaian merchants. Accept money online, over chat, and in-store, then settle and pay out from one merchant portal.

Question 2

How can I accept payments without a website?

Accepted Answer

Create a pay link in minutes and share it on WhatsApp, Instagram, SMS, or email. Customers tap the link, pay with mobile money, card, bank, or USSD, and you receive a notification.

Question 3

What payment methods does MojoPay support?

Accepted Answer

MojoPay supports mobile money, cards, bank transfer, USSD, and payments shared through WhatsApp, Telegram, and SMS pay links.

Question 4

How do payouts and settlements work?

Accepted Answer

Track collection and payout wallet balances in the merchant portal. Request settlements and send withdrawals to bank accounts or mobile money when it suits your cash flow.

Question 5

Is MojoPay secure and regulated?

Accepted Answer

MojoPay is PCI DSS compliant, ISO 27001 certified, and operates under Bank of Ghana regulation. Hosted checkout and pay links use secure, professional payment flows.

Question 6

Can I offer subscriptions or recurring billing?

Accepted Answer

Yes. MojoPay supports standing debit and recurring collections on approved channels, so memberships, retainers, and subscription products stay on track with less manual follow-up.