# MojoPay

> MojoPay Omni is a payment platform for merchants in Ghana. Accept mobile money, cards, bank transfer, and USSD online, over chat, and in-store; then settle and pay out from one merchant portal. Canonical site: https://omni.mojo-pay.com

MojoPay (legal name: MojoPay) is operated from Accra, Ghana. The live product host is https://omni.mojo-pay.com — use that origin for all public URLs, not staging hosts.

Merchants create a free account, share pay links or hosted checkout, collect payments, and move funds to bank or mobile money. Developers use a REST API with webhooks. PCI DSS compliant, ISO 27001 certified, and operated under Bank of Ghana regulation.

Contact: info@mojo-pay.com · +233 30 395 5346 · No. 5 Sam Nujoma Close, North Ridge, Accra, Ghana.

## Start here

- [MojoPay home](https://omni.mojo-pay.com/): Product overview for Ghanaian merchants — pay links, hosted checkout, payouts, and subscriptions.
- [Create a merchant account](https://omni.mojo-pay.com/register): Sign up to accept payments with MojoPay Omni.
- [Merchant portal](https://omni.mojo-pay.com/portal/login): Sign in to manage collections, payouts, settlement, and API credentials.

## Products

- Pay links: Collect without a website. Share a link on WhatsApp, Instagram, SMS, or email.
- Hosted checkout: Mobile money, card, bank transfer, and USSD in one customer flow.
- Payouts and settlement: Collection and payout wallets, T+1 or interval hold, bank or mobile money withdrawals.
- Subscriptions and mandates: Recurring collections and standing debit on approved channels.
- USSD: In-person and dial-code collections on the Omni host.
- [MojoTickets](https://tickets.mojo-pay.com/): Sell event tickets online and get paid through MojoPay.

## Documentation

- [Omni API guide](https://omni.mojo-pay.com/doc): Collections, checkout, payouts, verification, mandates, webhooks.
- [OpenAPI specification (browser)](https://omni.mojo-pay.com/doc/openapi): Interactive OpenAPI 3 view.
- [OpenAPI YAML](https://omni.mojo-pay.com/doc/openapi.yaml): Machine-readable API spec.
- [API samples](https://omni.mojo-pay.com/doc/samples.json): Example request and response payloads.

## Legal

- [Terms and conditions](https://omni.mojo-pay.com/terms-and-conditions): Merchant and platform terms.
- [Privacy policy](https://omni.mojo-pay.com/privacy-policy): Data protection under Ghana's Data Protection Act.

## Optional

- [Sitemap](https://omni.mojo-pay.com/sitemap.xml): Public marketing URLs.
- [robots.txt](https://omni.mojo-pay.com/robots.txt): Crawler rules. Merchant portal, checkout, subscribe, and webhook paths are not public marketing pages.
- [llms.txt](https://omni.mojo-pay.com/llms.txt): This file (standard name).
- [llm.txt](https://omni.mojo-pay.com/llm.txt): Same content (short name).

Only index public marketing pages listed above. Merchant dashboards and customer checkout sessions are authenticated or one-time payment flows, not documentation.